---
name: tenant-rights-guide
description: |
  Provides a plain-language overview of common tenant rights including notice requirements, repair obligations, security deposit protections, eviction procedures, and anti-retaliation rules. Helps tenants understand their position and prepare for conversations with landlords, tenant rights organizations, or attorneys.
  Use when the user has a question about their rights as a renter, is facing a landlord dispute, wants to understand eviction procedures, or needs to know their obligations as a tenant.
  Do NOT use for commercial tenancies, landlord-side guidance, legal advice on specific disputes, or lease review before signing (use lease-agreement-reviewer instead).
license: Apache-2.0
metadata:
  author: foundry-skills
  version: "1.0.0"
  tags: "legal-literacy tenant-rights guide checklist"
  category: "legal-civic"
  subcategory: "personal-legal"
  depends: ""
  disclaimer: "not-legal-advice"
  difficulty: "beginner"
---
# Tenant Rights Guide

> **Disclaimer:** This skill provides general legal literacy and educational information to help you understand legal concepts and processes. It does NOT constitute legal advice, represent you in any legal matter, or create an attorney-client relationship. Laws vary significantly by jurisdiction and change over time. Always consult a qualified attorney licensed in your jurisdiction for advice on specific legal matters affecting you.

---

## When to Use

**Use this skill when:**
- A tenant wants to understand what their landlord is legally required to provide -- heat, hot water, pest control, working locks, structural integrity -- and what remedies exist if those obligations are not met
- A tenant has submitted repair requests that have gone unanswered for 14 days or more and needs to understand escalation options
- A tenant has received an eviction notice (pay or quit, cure or quit, unconditional quit, or no-fault termination) and needs to understand what it means and how much time they have to respond
- A tenant believes a rent increase, eviction filing, or service reduction occurred in response to a repair request or code enforcement complaint they made -- a potential retaliation claim
- A tenant moved out and did not receive their security deposit back within the time their state requires, or received a deduction they believe is improper (e.g., charged for normal wear and tear)
- A tenant is in a month-to-month rental arrangement and wants to understand their notice rights for termination or rent increases
- A tenant suspects they are being discriminated against in the terms, conditions, or enforcement of their tenancy based on a protected characteristic
- A tenant is experiencing an illegal lockout, utility shutoff, or removal of personal property by a landlord without a court order

**Do NOT use this skill when:**
- The user wants to review a lease agreement before signing -- use `lease-agreement-reviewer` instead, which covers lease terms, clauses, red flags, and negotiation strategies
- The user is a landlord seeking guidance on managing tenants, drafting notices, or pursuing eviction -- this skill is tenant-side only and will produce unbalanced guidance
- The user has a commercial lease dispute -- commercial tenancy law operates under entirely different legal frameworks (UCC, commercial real estate custom) with no implied warranty of habitability
- The user is a subtenant in a commercial co-working arrangement or business license situation -- these are not residential tenancies
- The user is asking for specific legal advice about a lawsuit they intend to file -- recommend an attorney; litigation strategy is outside the scope of legal literacy
- The user needs a formal demand letter drafted -- describe what the letter should include, but explain that a legal aid attorney or tenant rights organization can help draft one that will be effective in their jurisdiction
- The user is in a vacation rental or hotel stay (less than 30 days in most states) -- short-term occupancy laws differ fundamentally from residential tenancy law
- The user's dispute involves a condominium association or HOA as the adverse party -- HOA disputes involve a separate body of law, use a specialized skill if available

---

## Process

### Step 1: Gather Jurisdictional and Situational Context

Before explaining any rights, collect the minimum information needed to give accurate, relevant guidance. Do not provide generic information without first asking:

- **Location:** What state and, if applicable, city or county? Tenant protections are a patchwork -- California, New York, New Jersey, Oregon, and Washington have among the strongest; many Southern and Midwestern states provide only baseline protections. Specific cities like San Francisco, New York City, Chicago, Seattle, Portland, and Los Angeles have rent control or just-cause eviction requirements that dramatically change the analysis.
- **Tenancy type:** Is there a written lease (and if so, when does it expire)? A month-to-month arrangement? A verbal/handshake agreement? The presence or absence of a written lease affects notice requirements, deposit procedures, and eviction grounds.
- **Unit type:** Single-family home, apartment in a multi-unit building, room in a landlord-occupied property, mobile home, subsidized/Section 8 housing, or public housing? Each has distinct rules. Owner-occupied buildings with fewer than 4 units are sometimes exempted from certain protections.
- **Duration of tenancy:** How long has the person lived there? Longer tenancies sometimes trigger additional protections, particularly in rent-controlled jurisdictions that have different rules for existing vs. new tenants.
- **The specific issue:** Is this a repair problem, an eviction, a security deposit dispute, a rent increase, an entry without notice, or suspected retaliation or discrimination? The issue determines which legal framework applies.
- **Prior written communication:** Has anything been put in writing? Oral requests carry much less weight in any dispute. The absence of written documentation is itself important to address.

### Step 2: Identify the Legal Framework That Applies

Once you know the jurisdiction and issue, identify which legal doctrines and statutes are most relevant. Provide specific framing for each major area:

**Implied Warranty of Habitability:**
- Recognized in virtually all U.S. states either by statute or common law (a handful of states lag -- verify)
- Minimum conditions that trigger this warranty include: working heat (typically defined as ability to maintain 68°F during daylight hours in most northern states, with some requiring 70°F), working plumbing and hot water, structurally sound roof and walls, working electrical systems, functional locks on exterior doors and windows, absence of vermin infestations, absence of toxic mold in concentrations that affect health, functional smoke and carbon monoxide detectors, and compliance with applicable building and housing codes
- The standard is livability, not perfection -- a broken garbage disposal is not a habitability issue; no running water is
- Landlords must be given notice of the condition before most remedies are available -- this is the single most important procedural step

**Security Deposit Law:**
- Security deposit limits by state: California (2 months rent for unfurnished), New York (1 month), Texas (no statutory limit but must be reasonable), Florida (no statutory cap but strong return requirements), Illinois (no statewide cap, but Chicago has a 1.5x rent ordinance), Massachusetts (1 month), Washington (no cap), Oregon (no cap). Note that local ordinances can be stricter.
- Return timelines: California 21 days, New York 14 days (if requested), Texas 30 days, Florida 15-60 days depending on whether deductions are claimed, Massachusetts 30 days, Washington 21 days, Illinois/Chicago 30 days (with 5% interest requirement in Chicago)
- Itemization requirement: virtually all states require a written, itemized deduction statement -- a simple "kept for cleaning" statement is insufficient; landlords must describe the specific damage and provide either receipts or cost estimates
- Normal wear and tear: this is the most contested concept in deposit law -- paint fading and minor scuffs are wear and tear; large holes in walls, pet stains, and broken fixtures from misuse are damage. Many jurisdictions have guidance documents on this distinction.
- Penalty for failure: California allows up to 2x the wrongfully withheld amount as a penalty; Massachusetts and New Jersey allow up to 3x; many other states allow double damages; some allow recovery of attorney's fees

**Notice Requirements -- The Core Numbers:**
- Month-to-month termination by landlord: 30 days in most states; California requires 60 days if the tenant has lived there more than 1 year; Oregon requires 30-90 days depending on the tenancy length
- Month-to-month termination by tenant: almost universally 30 days written notice
- Fixed-term lease: neither party can terminate before the end date without cause unless the lease provides for it or the other party materially breaches
- Rent increase notice: 30 days in most states; California requires 30 days for increases under 10% and 90 days for increases over 10%; New York City rent stabilized units have specific rules set by the Rent Guidelines Board
- Landlord entry notice: 24 hours is the most common statutory requirement (California, Florida, Washington, Oregon); some states require 48 hours (New Jersey); some states have no specific requirement but imply "reasonable notice"; emergency entry is generally excepted from notice requirements

**Eviction Process -- Mandatory Sequence:**
- Notice period by type: Pay or Quit (3-14 days for non-payment of rent -- 3 days in California, Texas, and Florida; 5 days in Illinois; 14 days in Washington); Cure or Quit (similar timelines for curable lease violations); Unconditional Quit (for serious violations, illegal activity, or repeated violations -- no opportunity to cure); No-Fault Termination (30-60+ days depending on jurisdiction and whether just cause protections apply)
- Filing: after the notice period expires without compliance, the landlord must file an unlawful detainer (UD) or summary possession action in the appropriate court -- typically a local justice court, municipal court, or circuit court
- Service of summons: the tenant must be served with the complaint and a summons specifying a hearing date -- this is the court document that requires a response
- Hearing: typically set 1-3 weeks after filing; tenants have the right to appear and present defenses
- Writ of possession: if the landlord prevails, the court issues a writ; local law enforcement (sheriff or marshal) carries out the removal -- only after this can a landlord lawfully remove a tenant
- Timeline from first notice to removal typically ranges from 3 weeks (uncontested, fast-track jurisdiction) to 3+ months (contested, tenant-protective jurisdiction)

**Anti-Retaliation Protections:**
- Protected activities universally include: requesting repairs in writing, contacting building code enforcement, organizing or joining a tenants union, filing a complaint with a housing authority, and testifying in legal proceedings relating to the property
- Protected activities in many states also include: exercising rights under rent control, complaining about habitability to a health department, and in some jurisdictions, withholding rent properly
- The retaliation presumption: most states create a rebuttable presumption of retaliation if adverse action (eviction filing, rent increase, service reduction, reduction of services) occurs within a specific window after protected activity -- 60 days in California, 90 days in Massachusetts, 180 days in Washington, 1 year in New Jersey
- To rebut the presumption, the landlord must show a legitimate non-retaliatory reason -- pre-existing enforcement action, documented lease violations unrelated to the complaint, or bona fide building sale are common examples

**Fair Housing:**
- Federal protected classes (Fair Housing Act, 42 U.S.C. § 3604): race, color, national origin, religion, sex, familial status (families with children under 18, pregnant women), disability
- Sex protection has been interpreted to include sexual orientation and gender identity since HUD guidance and many court decisions post-2020
- State additions (examples): California adds source of income, marital status, sexual orientation, gender identity, immigration status; New York adds source of income; Illinois adds source of income, sexual orientation; Texas adds no state additions beyond federal
- Disability accommodation: landlords must provide reasonable accommodations (policy exceptions, physical modifications at tenant expense) to tenants with disabilities unless doing so would impose an undue hardship; no-pet policies must yield to assistance animals with proper documentation; accessible parking must be designated if requested and available
- Disparate impact vs. disparate treatment: discrimination can be proven through explicit unequal treatment OR through facially neutral policies that disproportionately burden a protected class without a legitimate justification (e.g., blanket criminal history bans have been challenged on disparate impact grounds in several jurisdictions)

### Step 3: Explain the Tenant's Rights in Plain Language

Translate the applicable legal framework into plain language the tenant can understand and act on:
- Use the structure: "What your landlord is required to do," "What you are required to do to preserve your rights," and "What remedies are available if the landlord doesn't comply"
- Be precise about notice and deadline requirements because getting the procedure wrong can cost the tenant their remedy -- for example, a tenant who withholds rent without following the proper escrow procedure in their state can be evicted for non-payment even if the habitability issue is real
- Distinguish between rights the tenant has automatically and rights that must be actively exercised (repair-and-deduct requires notice; rent escrow requires a court filing; anti-retaliation presumption is automatic but must be raised as a defense)
- Explain the difference between a landlord action that violates the lease, an action that violates state landlord-tenant law, and an action that violates a local ordinance -- all three can give different remedies at different venues

### Step 4: Walk Through Documentation Best Practices

Documentation is the single most important practical advice for any tenant dispute. Cover:
- **Written repair requests:** Every repair request should be sent via email (creates a timestamped record) or certified mail (creates legal evidence of delivery). Text messages are acceptable but should be followed by email confirmation: "As I texted on [date], the heat has not been working since [date]." Describe the condition specifically, not just "the heat is broken" -- say "the furnace has not produced heat in the unit since November 14th. The indoor temperature was 55°F on November 15th at 8 a.m."
- **Photography and video:** Date-stamped photos and video should be taken at the time of discovery and periodically thereafter. Document the condition, any secondary damage (water damage from a roof leak, for example), and any response (or lack of response) from the landlord. Store copies in cloud storage or email to yourself to preserve them independently of your phone.
- **Communication log:** Keep a running log (a simple spreadsheet is fine) recording every contact with the landlord -- date, method, what was said, landlord's response. Include in-person conversations by documenting them in writing immediately after: "To follow up on our conversation today, November 14th, I am sending this email to confirm that I reported the broken furnace and you said you would send someone within 48 hours."
- **Rent payment records:** Keep copies of all rent payments -- cancelled checks, bank transfers, money order receipts. In a non-payment eviction, proof of payment is the primary defense. Never pay rent in cash without getting a signed, dated receipt that specifies the amount and the period covered.
- **Lease and move-in documents:** Keep the signed lease, all addenda, the move-in checklist with any pre-existing conditions noted, and the move-in condition photographs. These are critical for security deposit disputes.
- **Move-out documentation:** Take a complete photo and video walkthrough of the unit on the day you return the keys, before leaving. Note the condition of every room, every appliance, and every surface. Return the keys in writing (a note that says "I am returning the keys to [address] on [date] at [time]" handed to the landlord or sent with certified mail).

### Step 5: Identify Available Remedies and Escalation Path

For each type of issue, explain the escalation path in order of least to most confrontational:

**For habitability/repair issues:**
1. Written notice to landlord (certified mail or email with read receipt) describing the specific condition, when it began, and requesting repair within a specific timeframe (e.g., 10 days for non-emergency, 24 hours for emergency)
2. If no response: contact local housing code enforcement or building inspection department for an official inspection -- this creates an official record and typically triggers a compliance order against the landlord
3. If still no response: contact a local tenant rights organization or legal aid clinic for jurisdiction-specific guidance on whether rent escrow, repair-and-deduct, or lease termination is appropriate
4. Rent escrow: in jurisdictions that allow it, the tenant deposits rent with the court rather than the landlord until the condition is repaired -- this is a formal legal proceeding that requires precise compliance with local procedures
5. Repair-and-deduct: in jurisdictions that allow it, the tenant arranges the repair and deducts the cost from rent -- most states limit this to a specific dollar amount (California limits it to one month's rent; many states require 30 days' prior written notice to the landlord; some require the repair to be performed by a licensed contractor)
6. Lease termination for constructive eviction: if the condition makes the unit uninhabitable, the tenant may be able to treat the lease as terminated without penalty -- this is a high bar and requires careful documentation and ideally legal counsel before acting

**For security deposit disputes:**
1. Send a written demand letter via certified mail requesting the deposit amount and/or a proper itemization within the statutory deadline, citing the specific statute if known
2. File a complaint with any local housing authority or consumer protection office
3. File in small claims court (most security deposit cases fall within small claims limits; no attorney required; filing fees typically $30-$75)
4. If the amount at issue is large or the landlord is a sophisticated property management company, consider hiring an attorney -- many tenant attorneys take deposit cases on contingency or for a flat fee because of fee-shifting statutes

**For eviction:**
1. Carefully read the notice and calendar the deadline -- do not let it expire without action
2. Assess whether the ground for eviction is valid (is the rent amount accurate? does the claimed lease violation actually violate the lease?)
3. Contact legal aid immediately -- eviction cases move quickly and the stakes are high
4. If the eviction is retaliatory or discriminatory, raise that defense in the court proceeding
5. Never move out before a court order -- moving out in response to a notice (not a court judgment) can waive defenses and forfeits the right to contest the eviction

### Step 6: Provide Specific Resources

Match the tenant to specific types of resources rather than generic advice:
- **Legal aid organizations:** Every state has federally-funded legal aid organizations that provide free legal assistance to income-qualifying tenants (typically households below 200% of the federal poverty level). Many have hotlines and walk-in clinics. They prioritize eviction cases.
- **Tenant rights organizations:** Many cities have tenant unions or tenant advocacy organizations that provide free counseling, know-your-rights workshops, and community organizing support. They are often the best first call for non-emergency issues.
- **Housing code enforcement:** Operated at the city or county level, these inspectors enforce building and housing codes. Filing a complaint triggers an inspection and creates an official record that is valuable in any subsequent proceeding.
- **State attorney general's office:** Many AGs have housing or tenant protection units that handle systemic complaints, can investigate property management companies, and publish tenant rights guides specific to that state
- **HUD (U.S. Department of Housing and Urban Development):** For fair housing discrimination complaints. File within one year of the discriminatory act. HUD investigates at no cost; the tenant does not need an attorney to file.
- **Small claims court:** For security deposit disputes and small monetary claims. Filing fees are low, and tenants can represent themselves. Judges in small claims courts frequently hear these cases and are often familiar with the applicable law.

### Step 7: Flag Jurisdiction-Critical Variations and Recommend Verification

Before concluding any guidance, explicitly identify the areas where local law may change the analysis significantly. The most jurisdiction-sensitive issues are:
- Whether the jurisdiction has rent control or rent stabilization (and whether the specific unit is covered -- many rent control ordinances exempt single-family homes, newer construction, or owner-occupied small buildings)
- Whether the jurisdiction requires just cause for eviction (approximately 10 states and a growing number of cities)
- The specific security deposit return deadline and penalty multiplier
- Whether repair-and-deduct is available and what the dollar cap is
- Whether rent escrow is available and what the filing procedure is
- Whether there is a local tenant rights ordinance that goes beyond state law
- Whether the property participates in any government subsidy program (Section 8 Housing Choice Voucher, project-based Section 8, LIHTC) -- these have federal overlay requirements including additional eviction process steps

---

## Output Format

```
## Tenant Rights Overview: [Specific Issue]

### Situation Summary
| Field | Detail |
|-------|--------|
| Location | [State / City -- determines which laws apply] |
| Tenancy type | [Written lease / Month-to-month / Verbal] |
| Unit type | [Apartment / Single-family / Owner-occupied building / Subsidized] |
| Length of tenancy | [Duration -- affects some protections] |
| Core issue | [Concise description: repair / eviction / deposit / retaliation / discrimination / entry / lockout] |
| Written communication to date | [Yes / No / Partial] |

---

### Your Rights: What the Law Generally Requires

**[Primary Issue Area, e.g., Landlord Duty to Repair]**

- [Plain-language explanation of the right]
- [What triggers the right and what the tenant must do to preserve it]
- [What timelines apply -- e.g., "landlords must address emergency repairs within 24-48 hours in most states; non-emergency repairs within 14-30 days"]
- [Jurisdiction note: whether local law is stricter, looser, or unknown]

**[Secondary Issue Area if applicable, e.g., Retaliation Protections]**

- [Plain-language explanation]
- [What constitutes protected activity]
- [What constitutes retaliation]
- [How to document and preserve the retaliation claim]

---

### Available Remedies (Most to Least Assertive)

| Remedy | What It Does | Jurisdiction Note | Risk Level |
|--------|-------------|-------------------|------------|
| [e.g., Written demand to landlord] | [Description] | [Broadly available] | Low |
| [e.g., Housing code complaint] | [Description] | [Available in most cities/counties] | Low |
| [e.g., Repair-and-deduct] | [Description] | [Varies significantly -- confirm locally] | Medium |
| [e.g., Rent escrow / withholding] | [Description] | [Requires court filing in most states] | High -- get local guidance first |
| [e.g., Lease termination / constructive eviction] | [Description] | [High bar -- confirm locally] | High -- get legal counsel |

---

### Immediate Action Steps

**This week:**
1. [Specific, concrete action -- e.g., "Send a written repair demand letter via certified mail describing the specific condition, when it began, and the prior requests you have made. Request a response within 10 days."]
2. [Second action]
3. [Third action]

**If no response within [X] days:**
1. [Escalation step -- e.g., "Contact your city's housing code enforcement office to request an inspection."]
2. [Second escalation step]

**If the issue is not resolved:**
1. [Contact legal aid or tenant rights organization for jurisdiction-specific remedy options]

---

### Documentation Checklist

- [ ] Written repair request sent via [method] on [date] -- keep copy
- [ ] Dated photographs/video of [condition] taken and saved to cloud storage
- [ ] Communication log started (date, method, what was said, response)
- [ ] Rent payment records for past [6 months] organized and accessible
- [ ] Original lease and move-in checklist located and accessible
- [ ] [Other specific item relevant to this situation]

---

### Resources to Contact

| Resource | Purpose | When to Contact |
|----------|---------|----------------|
| Local tenant rights organization | Free counseling; jurisdiction-specific guidance | This week |
| Housing code enforcement ([city/county] Building Department) | Official inspection; creates compliance record | If landlord does not respond to written request within [X] days |
| Legal aid clinic | Free legal help for qualifying tenants; critical for eviction | Immediately if facing eviction; otherwise within 2 weeks |
| State Attorney General housing unit | Systemic complaints; pattern of violations by a landlord | If landlord manages multiple properties and the problem is widespread |
| HUD Fair Housing complaint | Discrimination based on protected characteristic | Within 1 year of discriminatory act |
| Small claims court | Security deposit recovery; small monetary claims | After sending demand letter and receiving no satisfactory response |

---

### Jurisdiction Warning

The rights described above reflect principles recognized across most U.S. states. **Your actual protections in [State/City] may be significantly stronger or weaker.** The following areas require local verification before taking action:

- [Specific area 1 -- e.g., Whether repair-and-deduct is available and what the dollar cap is]
- [Specific area 2 -- e.g., Whether just-cause eviction protections apply to your unit]
- [Specific area 3 -- e.g., The exact security deposit return deadline and penalty multiplier in your state]

**Before withholding rent, breaking your lease, or using repair-and-deduct, consult a local tenant rights organization or attorney.** Procedural errors in these remedies can result in eviction for non-payment even when the underlying habitability complaint is valid.

---

### Questions to Bring to a Tenant Rights Organization or Attorney

1. [Specific procedural question about the user's situation -- e.g., "Under Ohio law, what written notice must I provide before depositing rent into escrow?"]
2. [Question about local rules -- e.g., "Does my city have a local habitability ordinance that goes beyond state law?"]
3. [Question about remedies -- e.g., "Can I recover attorney's fees if I win a security deposit case in small claims court in this state?"]
4. [Question about their specific facts -- e.g., "Does the fact that my landlord owns more than 4 units affect my rights under local rent stabilization?"]
```

---

## Rules

1. **Always display the disclaimer before providing any substantive guidance.** The disclaimer is not optional -- place it at the beginning of every response involving tenant rights. Frame it specifically: this is legal literacy education, not legal advice, and it does not substitute for consultation with a licensed attorney in the tenant's jurisdiction.

2. **Never state that a landlord's action is definitively illegal without a jurisdiction caveat.** Frame every conclusion as "this may violate tenant protections in many jurisdictions" or "this is prohibited under the law in most states" rather than "your landlord broke the law." The nuance matters because both parties may need to act on this information.

3. **Never advise a tenant to withhold rent, use repair-and-deduct, or terminate their lease without an explicit, prominent warning** that these remedies require strict procedural compliance and that errors can result in eviction for non-payment -- even when the habitability complaint is entirely valid. This is the most dangerous practical mistake tenants make.

4. **Never advise a tenant to ignore or delay responding to a court summons or eviction notice.** The single most preventable negative outcome in eviction proceedings is a default judgment entered because the tenant did not appear. Even if the tenant believes the eviction is retaliatory or illegal, they must appear in court to raise those defenses.

5. **Always ask for jurisdiction before providing any information about specific timelines, penalties, or deposit limits.** Numbers like "21 days" for deposit return, "3 days" for a pay-or-quit notice, or "double damages" for wrongful withholding are jurisdiction-specific and providing them without the jurisdictional caveat can mislead a tenant into taking action based on the wrong law.

6. **Distinguish between broad principles (implied warranty of habitability, anti-retaliation, fair housing) and jurisdiction-specific rules (deposit return timelines, specific penalty multipliers, rent control eligibility).** Broad principles can be stated with relative confidence; jurisdiction-specific rules must always be flagged as requiring local verification.

7. **Always recommend documenting everything in writing with dates, regardless of the specific issue.** This is the universal, low-risk, high-value action that applies in every tenant situation -- before filing complaints, before withholding rent, before moving out, and especially before returning keys.

8. **Frame guidance around the tenant's position and options, not as a directive to take action.** Say "tenants in this situation may have the option to..." rather than "you should..." or "you must..." The AI does not know all the facts and cannot weigh the risks the tenant faces in their specific situation.

9. **When the user is facing eviction, always recommend contacting legal aid immediately** -- not "when you can" or "if you want to." Eviction timelines are short (sometimes 3-5 days for certain notice types), and free legal representation dramatically improves tenant outcomes. Legal aid referral is the single highest-value action the AI can take in an eviction situation.

10. **Never provide guidance on commercial tenancies, co-tenancy agreements between private parties (e.g., two roommates), or disputes with HOAs under this skill.** These are distinct bodies of law. If the user's situation involves a roommate conflict, note that the other skill domains cover that separately; if it involves an HOA, the landlord-tenant framework does not apply and the user should seek guidance specific to HOA governance.

11. **When a tenant reports a potential illegal lockout or utility shutoff, treat it as urgent and escalate accordingly.** Self-help eviction is illegal in virtually every U.S. jurisdiction. A tenant who is illegally locked out may be entitled to immediate court relief (an emergency order of re-entry) and damages. Recommend contacting a local tenant rights organization or calling 211 the same day.

12. **Always verify whether the unit is covered by rent control or rent stabilization before discussing rent increases or just-cause eviction protections.** Rent control coverage rules are complex -- many cities that have rent control exempt single-family homes, condos, buildings built after a certain year, or owner-occupied small buildings. Coverage cannot be assumed and must be verified locally.

---

## Edge Cases

### 1. Verbal or Handshake Rental Agreements
Most tenant protections apply regardless of whether a written lease exists. Implied warranty of habitability, anti-retaliation protections, fair housing laws, and local housing codes are statutory -- they apply by operation of law, not by contract. However, without a written lease, disputes about specific terms (rent amount, which utilities are included, pet policy, parking arrangements) become credibility contests. The tenant's position is weakest when the landlord claims a different verbal understanding.

**Handling guidance:** Explain that the tenant still has rights. Recommend sending the landlord a written "confirmation of tenancy terms" letter via certified mail that summarizes the agreed-upon terms as the tenant understands them (rent amount, payment due date, utilities included, notice period) -- if the landlord does not dispute it in writing, this creates useful evidence. Going forward, recommend documenting everything in writing.

### 2. Room Rental in Owner-Occupied Property
Some jurisdictions have significant exemptions for owner-occupied properties with a small number of units. Examples: the federal Fair Housing Act exempts owner-occupied buildings of 4 or fewer units from most of its requirements (the "Mrs. Murphy" exemption); some states similarly exempt small owner-occupied buildings from certain procedural requirements for eviction or from implied warranty of habitability. California, by contrast, largely does not have this exemption.

**Handling guidance:** Flag this explicitly as a high-priority local verification issue. Explain the general principle of the exemption, note that it varies significantly by state and by whether the claim is under federal or state law, and strongly recommend contacting a local tenant rights organization before relying on any specific right.

### 3. Tenant Behind on Rent Facing Imminent Eviction
This is the highest-urgency situation. Timelines are short -- a pay-or-quit notice may give only 3 days in some states. The tenant may have defenses (habitability issues, payment they can prove, landlord's failure to follow notice procedure) but needs to act within that window.

**Handling guidance:** Direct the tenant to contact legal aid immediately -- same day or next day if possible. Explain the eviction sequence clearly so the tenant understands they have not yet been evicted and that they have the right to appear at the hearing. Identify whether any emergency rental assistance programs exist locally (post-pandemic, many states still have emergency rental assistance funds through state housing finance agencies or community action agencies -- the user can search [State] + "emergency rental assistance" + current year to find active programs). Emphasize: do not move out in response to the notice alone; the court hearing is where defenses are raised.

### 4. Suspected Illegal Self-Help Eviction (Lockout, Utility Shutoff, Property Removal)
Self-help eviction -- changing the locks, padlocking the unit, shutting off utilities, removing the tenant's belongings, or entering and making the unit uninhabitable to force the tenant out -- is illegal in virtually every U.S. jurisdiction. It does not matter whether the tenant owes rent or has violated the lease. The landlord's legal remedy is court eviction, full stop.

**Handling guidance:** Treat as urgent. The tenant may be entitled to emergency court relief (a temporary restraining order or order of re-entry) that can be obtained within 24-48 hours in many jurisdictions. Recommend: (1) call a tenant rights organization or legal aid emergency line immediately; (2) call the non-emergency police line and ask them to document the illegal lockout -- some jurisdictions will require a landlord to restore access on the spot; (3) document everything with photographs and timestamps; (4) keep copies of any documents showing the tenancy (lease, rent receipts, mail addressed to the unit). Note that many states provide civil damages for self-help eviction, including actual damages, punitive damages, and attorney's fees.

### 5. Section 8 / Housing Choice Voucher or Other Subsidized Housing
Federal Housing Choice Voucher (Section 8) tenancies have requirements that overlay state landlord-tenant law. Key differences:
- The landlord must use a HUD-approved lease and cannot unilaterally change lease terms mid-voucher term
- The unit must pass HUD Housing Quality Standards (HQS) inspections; a failed inspection can result in the tenant's housing assistance being suspended, which creates additional leverage for habitability complaints but also additional urgency
- Eviction of a Section 8 tenant requires good cause; the housing authority must also be notified
- Landlords who fail to maintain HQS can have their Housing Assistance Payment (HAP) contract terminated by the housing authority
- The tenant's local Public Housing Authority (PHA) is an important resource for Section 8 tenants in addition to the usual tenant rights organizations

**Handling guidance:** Ask whether the tenant has a voucher or is in project-based subsidized housing. If yes, explain the additional overlay protections, identify the PHA as a key resource, and note that HUD has a housing complaint line for subsidy program violations.

### 6. Retaliation Following a Repair Request or Code Complaint
Retaliation claims require careful documentation of the timeline. The core structure of the claim is: (1) tenant engaged in protected activity (repair request, code complaint, tenant organizing); (2) landlord took adverse action (eviction notice, rent increase, service reduction, harassment); (3) the adverse action followed the protected activity closely enough in time to raise a retaliation presumption.

**Handling guidance:** Instruct the tenant to create a chronological timeline documenting: the date of the repair request or code complaint (with evidence), the landlord's response (or lack thereof), and the date and nature of the adverse action. If the adverse action occurred within the state's presumption window (60-180 days depending on jurisdiction), explain that the tenant may have a retaliation defense or claim. Note that if the landlord files for eviction and retaliation is a defense, it must be raised in the court proceeding -- it is not automatically considered. Recommend legal aid contact before the hearing date.

### 7. Rent Increase in a Jurisdiction With Rent Control or Rent Stabilization
Rent control coverage is highly variable and deeply technical. Even within a single city, some units may be covered and others exempt based on building age (e.g., Costa-Hawkins in California exempts single-family homes and buildings built after February 1, 1995), building type, and whether the unit was previously occupied. Annual allowable increases for covered units are set by local Rent Boards (San Francisco's is currently tied to CPI, often 60% of CPI or a floor of 1% and ceiling of 7%; New York City's Rent Guidelines Board sets increases annually for rent-stabilized units; Portland, Oregon uses a formula based on CPI).

**Handling guidance:** Do not state whether a specific unit is covered without emphasizing this is a verification question. Provide the framework: ask whether the jurisdiction has rent control (yes in San Francisco, Los Angeles, New York City, Seattle, Portland, Denver by ordinance as of recent years; no statewide in Texas, Florida, or most Southern states). If yes, the tenant should contact the local Rent Board or housing authority to determine coverage, the maximum allowable increase, and whether the landlord filed a proper petition for any increase above the allowable amount.

### 8. Tenant With a Disability Requesting a Reasonable Accommodation
Reasonable accommodation requests must be in writing and should reference the Fair Housing Act (42 U.S.C. § 3604(f)(3)). The landlord may ask for documentation of the disability (not a diagnosis, but confirmation that a disability exists and creates a need for the accommodation) from a healthcare provider. The landlord is not required to provide the specific accommodation requested if an equally effective alternative exists; they must engage in an "interactive process" -- a good-faith dialogue about how to meet the need.

**Handling guidance:** Instruct the tenant to submit a written accommodation request describing: (1) that they have a disability (no need to name the diagnosis); (2) the accommodation they are requesting and why it is connected to the disability; (3) that they are requesting this under the Fair Housing Act and any applicable state law. Recommend keeping a copy of the request with the date. If the landlord denies the request without engaging in good-faith discussion or demands excessive documentation, the tenant can file a complaint with HUD or the relevant state fair housing agency.

---

## Example

**Input:** "My landlord sent me a 3-day pay or quit notice yesterday. I'm in Texas, been renting a 1-bedroom apartment for 2 years on a written lease. I actually paid my rent on time last month but I paid it via Venmo and I'm worried I can't prove it. The landlord is also claiming I owe late fees from two months ago that I've never heard of before. What do I do?"

---

**Output:**

> **Disclaimer:** The following is general legal literacy information only. It does not constitute legal advice, create an attorney-client relationship, or substitute for advice from a licensed attorney in Texas. Laws change and facts matter. Consult a Texas-licensed attorney or tenant rights organization for guidance on your specific situation.

## Tenant Rights Overview: 3-Day Pay or Quit Notice -- Texas

### Situation Summary

| Field | Detail |
|-------|--------|
| Location | Texas (state law governs; no statewide rent control) |
| Tenancy type | Written lease, approximately 2 years |
| Unit type | Apartment (assumed multi-unit building) |
| Length of tenancy | 2 years (important for any move-out or retaliation claims) |
| Core issue | 3-day pay or quit notice; tenant has proof-of-payment concern and disputes a late fee charge |
| Written communication to date | Notice received; Venmo transaction may exist as partial documentation |

---

### Your Rights: What Texas Law Generally Requires

**Texas Eviction Process -- The 3-Day Notice**

- Under Texas Property Code Chapter 24, a landlord must give a written 3-day notice to vacate before filing for eviction (Forcible Detainer) in a Justice of the Peace court -- unless your lease specifies a different notice period, which is permitted under Texas law. **Read your lease now to check whether it specifies a different timeframe.**
- The 3-day clock typically begins the day after the notice is delivered, not the day it is received. If it was delivered yesterday, count carefully.
- Texas law requires the notice to be delivered in a specific way: in person to the tenant, to anyone over 16 at the unit, or affixed to the inside of the main entry door -- not just left on the doorstep or sent only by email. If the notice was not delivered properly, that is a procedural defense.
- The notice period means the landlord cannot file in court until the 3 days expire. You have that time to respond.

**Your Right to Dispute the Amount Claimed**

- A pay or quit notice is only valid to the extent the claimed amount is actually owed under the lease. If the notice includes charges that are not permitted by the lease -- such as late fees that were not disclosed in writing or that exceed what the lease allows -- that portion of the claimed amount is disputed.
- Texas Property Code § 92.019 governs late fees: a landlord may charge a late fee only if (1) it is provided for in the written lease; (2) the fee is reasonable (Texas courts have scrutinized fees exceeding 10-12% of one month's rent); and (3) notice of the fee was given at least one day after the date it became due. If you were never notified of these late fees at the time they allegedly accrued, and this is the first you are hearing of them, that is a significant issue to raise.

**Your Proof of Payment -- Venmo Records**

- Venmo transaction records are documentary evidence of payment. They show the amount, date, and recipient. Under Texas law, you are not required to pay in any particular form unless your lease specifies one (many leases specify check or money order -- read your lease to see if Venmo is restricted or whether digital payment is addressed).
- Retrieve the Venmo transaction record immediately: the app shows the payment date, amount, and the recipient's name/handle. Screenshot and email it to yourself so you have a timestamped copy outside the app.
- Confirm the recipient is your landlord (or the property management company) and that the amount matches your rent. If the Venmo was sent to a personal account of a property manager, that is still valid evidence of payment.
- If there is any ambiguity (e.g., the payment was split, sent to a different person, or in a different amount), document what you know and be prepared to explain it.

---

### Available Remedies and Response Options

| Option | What It Does | Jurisdiction Note | Risk Level |
|--------|-------------|-------------------|------------|
| Pay the undisputed rent (if any) within 3 days | Eliminates the eviction ground for non-payment | Texas -- landlord must accept payment before filing; once suit is filed, acceptance is not required | Low -- best option if any undisputed amount is owed |
| Send written dispute of the late fees | Creates a record that you contest the additional charges | Texas -- landlord can still file if the base rent amount is in dispute | Low -- do this regardless |
| Appear at the Justice of the Peace hearing if suit is filed | Present your payment evidence and dispute the late fees | Texas JP courts are tenant-accessible; no attorney required | Low -- this is your right; do not skip it |
| Contact a Texas tenant rights organization or legal aid clinic | Get jurisdiction-specific advice on your specific lease terms | Lone Star Legal Aid (southeast TX), Texas RioGrande Legal Aid, Legal Aid of NW Texas are the major providers | Low -- free for qualifying tenants |

---

### Immediate Action Steps

**Today or tomorrow:**
1. **Secure your Venmo proof.** Open Venmo, locate the payment, screenshot the full transaction record showing date, amount, and recipient. Email the screenshots to yourself. This is your most important evidence.
2. **Re-read your lease.** Look for: (a) the accepted payment methods -- does it prohibit or allow digital payment? (b) the late fee provision -- what does it say the fee is, when it is charged, and how notice is given? (c) whether the lease specifies a different notice period for pay-or-quit beyond the statutory 3 days.
3. **Send a written response to your landlord.** Via email and certified mail, state: (a) that you paid your rent for [month] on [date] via Venmo in the amount of $[amount] and are providing documentation; (b) that you dispute the late fee charges as you were never previously notified of them; (c) that you request written documentation of when these late fees accrued and how they were calculated. Keep a copy of this communication.
4. **Count your days precisely.** Identify the exact date the 3-day period expires. If you are not able to resolve the dispute before then, be prepared for the landlord to file in Justice of the Peace court.

**If the landlord files suit:**
1. **Do not ignore the court summons.** You will receive a Notice of Hearing from the Justice of the Peace court specifying the hearing date -- typically set about 10 days after filing. Appear at that hearing.
2. **Bring your evidence to the hearing.** Printed screenshots of the Venmo transaction, your written rent dispute letter, a copy of your lease (especially the payment method and late fee provisions), and any other documentation of your payment history.
3. **Contact a legal aid clinic before the hearing if possible.** They can review your lease and advise you on how to present your payment defense and your late fee dispute.

---

### Documentation Checklist

- [ ] Venmo transaction screenshot (date, amount, recipient) -- emailed to yourself for backup
- [ ] Copy of your written lease -- locate and read the payment method and late fee clauses
- [ ] Written dispute letter sent to landlord via email (save sent copy) and certified mail (save receipt)
- [ ] Rent payment records for the past 6-12 months (Venmo history, bank statements) organized and accessible
- [ ] Copy of the 3-day notice received from the landlord with the date noted
- [ ] Log of any communications with the landlord about this dispute (date, method, content)
- [ ] If the landlord files suit, retain the court summons with the hearing date and set a calendar reminder

---

### Resources to Contact

| Resource | Purpose | When to Contact |
|----------|---------|----------------|
| Lone Star Legal Aid / Texas RioGrande Legal Aid | Free legal help for qualifying tenants; eviction defense | This week; before the hearing if suit is filed |
| Local Justice of the Peace court clerk | Confirm whether suit has been filed; understand the hearing process | Within 2-3 days if you are uncertain |
| Texas Attorney General Tenant Rights page | Free state-specific information on the Texas eviction process | Immediately for background |
| Local tenant rights organization or housing counselor | General guidance on your options | This week |

---

### Jurisdiction Warning

Texas is a landlord-friendly state with relatively short eviction timelines and limited statutory tenant protections compared to states like California or New York. Texas has **no statewide rent control**, no just-cause eviction requirement, and relatively low penalty multipliers for wrongful acts. The following points require verification in your specific situation:

- **Whether your lease permits Venmo as a payment method** -- if the lease requires check or money order only, the landlord may argue the payment was not tendered properly, even if the money was received
- **Whether the late fee provision in your lease is enforceable** under Texas Property Code § 92.019 -- specifically whether you received proper notice at the time the fee allegedly accrued
- **Whether the 3-day notice was properly served** under Texas Property Code § 24.005 -- improper service is a procedural defense

**Before the hearing date, contact Lone Star Legal Aid (if in southeast Texas) or the legal aid office serving your county.** They provide free consultations for eviction cases and can review your specific lease and the facts of your situation.

---

### Questions to Bring to a Tenant Rights Organization or Attorney

1. My lease may not specifically address Venmo -- does payment via Venmo constitute valid tender under Texas law if my landlord actually received the funds?
2. Under Texas Property Code § 92.019, was my landlord required to notify me of the late fees at the time they accrued? Can they collect fees from two months ago that I was never informed of?
3. Does the 3-day notice I received comply with the delivery requirements of Texas Property Code § 24.005 -- was it properly served?
4. If the landlord's claimed amount includes disputed late fees, does the pay-or-quit notice become invalid or can the landlord still proceed to file?
5. Given that I have Venmo proof of payment, what is the likely outcome at a Justice of the Peace hearing, and should I expect to need an attorney present?
