PipRail
x402 · self-custody
What PipRail is
Four middlemen, or
none
.
The same payment, two ways. Every processor rail routes it through parties that
hold your money, take a cut, and pay out in days
. PipRail is one wallet-to-wallet transfer — verified against your own RPC.
Processor rail
custodial
Your
agent
→
Processor
holds funds
→
Card network
+ fee
→
Validators
+ fee
→
Bank
T+2 days
→
Merchant
held by
others
~1.5% + FX
clears in
days
PipRail
x402 · self-custody
Your agent's
wallet
one on-chain tx · 0% fee · your own RPC
Your
wallet
held by
nobody
0%
protocol fee
settles in
seconds
PipRail