# Debt register — [system/team] · reviewed [date]

## Active entries (cap ~20 — the rest live in the icebox)
| # | Debt (root, not symptom) | Interest (priced, w/ assumptions) | Principal | Class | Tripwire | Owner |
|---|---|---|---|---|---|---|
| 1 | | [n hrs/qtr because…] | S/M/L | load-bearing / contained / decaying / expiring | | |

## Entry detail: #[n]
**Symptom engineers feel:** …
**Root debt:** …
**Interest math:** [the calculation, range + assumptions — references/debt-pricing.md]
**The pitch:** fixes for [principal], saves [interest]/qtr → payback [n] months → outranks [feature] by its own math
**Fence (until fixed):** [how we stop it spreading]

## Deliberate non-fixes this quarter (celebrated, not hidden)
- #[n]: contained, interest ≈ 0 — documented and fenced. Revisit: [tripwire]

## Closed
- #[n]: [fixed / expired with system replacement] — [date]
