---
name: property-offer-letter
description: "Write a buyer's offer cover letter to a seller to strengthen a real-estate bid. Use when asked to write a real-estate offer letter, a buyer's 'love letter' to a seller, an offer cover note, or to make a home offer stand out. Produces a warm, genuine letter — who the buyers are, why they love the home, the strength of their offer, and a respectful close — while avoiding fair-housing risk. Not the legal offer/contract; not legal advice."
---

# Property Offer Letter Skill

In a competitive market, a buyer's cover letter can tip a seller toward an offer that isn't the highest — by
making it personal and reassuring. This skill writes that letter: genuine, specific about why this home, and
clear about why the offer is strong and low-risk to accept — while steering clear of language that creates
fair-housing problems for the seller's agent.

> **Note:** this is the **cover letter**, not the legal purchase offer/contract, and it's **not legal advice**.
> Buyer letters are controversial and **some agents/brokerages prohibit them** due to **Fair Housing** risk
> (they can reveal protected characteristics and invite discrimination claims). Keep it about the home and the
> offer's merits — never mention race, religion, family status, etc. — and confirm with the agent whether to use one.

## Working from a brief

Given "help me write an offer letter for a house we love", **write the letter anyway** — infer warm, specific
reasons tied to the *home*, marking details *(insert)* for the buyers to personalise. Keep it about the property
and the offer, never about who the buyers are demographically. Don't invent offer terms.

## Required Inputs

Ask for these only if they aren't already provided (else infer/flag):

- **The buyers** — first names and a brief, non-protected note on why this home suits their life (in property terms — "we love to cook and the kitchen…").
- **Why this home** — the specific features/moments that won them over.
- **Offer strength** — what makes the bid attractive (price, financing/pre-approval, flexible closing, few contingencies, cash) — facts only.
- **Tone** — warm and sincere; and the agent's name/contact for the close.

## Output Format

### Offer Cover Letter

- **Opening** — warm greeting and the buyers' first names; a sincere line about how the home made them feel.
- **Why this home** — 2–3 specific things they love, tied to features of the property (the light in the living room, the garden, the layout) — concrete, not generic flattery.
- **Why our offer is strong** — briefly and factually: pre-approval/financing, a fair price, flexibility on closing/possession, minimal contingencies — the reasons it's a safe, smooth acceptance.
- **Respectful close** — gratitude, no pressure, and the agent's contact for next steps.

Keep it short (a few short paragraphs). Mark `[insert]` personal details; keep everything about the home and the offer.

## Quality Checks

- [ ] Specific about *why this home* — references real features, not generic praise
- [ ] States the offer's strengths factually (financing, terms) without inventing terms
- [ ] Warm and sincere, short, and pressure-free
- [ ] Strictly about the property and the offer — no protected-characteristic / fair-housing-risk content
- [ ] Personal details are flagged for the buyers to insert
- [ ] Includes a note to confirm with the agent whether a letter is advisable/permitted

## Anti-Patterns

- [ ] Do not include anything about race, religion, family/children, disability, or national origin — it's a fair-housing risk and can sink the offer
- [ ] Do not write generic flattery — name the specific features that won the buyers over
- [ ] Do not invent or restate legal offer terms — this is the cover letter, not the contract
- [ ] Do not be pushy or guilt-trippy — warmth and respect, not pressure
- [ ] Do not present this as legal advice or assume a letter is allowed — flag to confirm with the agent

## Based On

Real-estate buyer-representation practice — property- and offer-focused cover letters that build rapport while avoiding Fair-Housing risk.
