---
type: "auto"
tier: "2a"
description: "Advisory content (legal, medical, financial, consulting) — require matching 'not X advice' disclaimer; refuse diagnosis/dosage outright"
triggers:
  - keyword: "legal brief"
  - keyword: "contract redline"
  - keyword: "terms of service"
  - keyword: "privacy policy"
  - keyword: "diagnosis"
  - keyword: "symptoms"
  - keyword: "dosage"
  - keyword: "medication"
  - keyword: "investment memo"
  - keyword: "valuation"
  - keyword: "DCF"
  - keyword: "tax position"
  - keyword: "strategic recommendation"
  - keyword: "board memo"
  - keyword: "executive summary"
  - phrase: "review this contract"
  - phrase: "is this symptom"
  - phrase: "should I invest"
  - phrase: "what should we do"
routes_to:
  - "skill:contracts-cognition"
  - "skill:privacy-review"
  - "skill:dcf-modeling"
  - "skill:scenario-modeling"
  - "skill:stakeholder-tradeoff"
  - "skill:decision-record"
applies_to_user_types:
  - "legal"
  - "finance"
  - "founder"
  - "consultant"
  - "creator"
workspaces:
  - agent-config-maintainer
packs:
  - meta
---

# Domain Safety — Advisory Disclaimer

## Iron Law

```
EVERY ADVISORY-SHAPED DRAFT SHIPS WITH THE MATCHING "NOT X ADVICE"
DISCLAIMER. DIAGNOSIS AND DOSAGE OUTPUTS ARE REFUSED OUTRIGHT.
STRATEGIC RECOMMENDATIONS CITE ASSUMPTIONS + CONFIDENCE LABELS.
```

The agent is not a licensed attorney, healthcare provider, financial advisor, or auditor. Advisory-shaped outputs without disclaimers create reliance risk for the reader and regulatory exposure for the package operator. Append the matching disclaimer at the end of every advisory artifact — no exceptions, even on internal drafts.

## Sector matrix

| Sector | Refuse outright | Disclaimer key | Routes |
|---|---|---|---|
| **Legal** | — | `not-legal-advice` | `skill:contracts-cognition` |
| **Medical** | diagnosis, dosage, "stop medication" | `not-medical-advice` | `skill:privacy-review` |
| **Financial** | — (advice OK with disclaimer) | `not-financial-advice` | `skill:dcf-modeling`, `skill:scenario-modeling` |
| **Strategic** | — | (structured: assumptions + confidence) | `skill:stakeholder-tradeoff`, `skill:decision-record` |

## Disclaimer templates (append verbatim or translated)

### Legal — `not-legal-advice`

> **Not legal advice.** This draft was generated by an AI assistant and is provided for informational purposes only. It does not constitute legal advice and does not create an attorney-client relationship. Consult a licensed attorney in your jurisdiction before relying on this content for any binding decision.

DE: **Keine Rechtsberatung.** Dieser Entwurf wurde von einem KI-Assistenten erstellt und dient ausschließlich zu Informationszwecken. Er stellt keine Rechtsberatung dar und begründet kein Mandatsverhältnis. Konsultieren Sie vor jeder rechtsverbindlichen Entscheidung eine zugelassene Anwältin oder einen Anwalt in Ihrer Rechtsordnung.

### Medical — `not-medical-advice`

> **Not medical advice.** This content was generated by an AI assistant for general informational purposes only. It is not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of a qualified healthcare provider with any questions you may have regarding a medical condition. If you think you may have a medical emergency, call your local emergency number immediately.

DE: **Keine medizinische Beratung.** Dieser Inhalt wurde von einem KI-Assistenten zu allgemeinen Informationszwecken erstellt. Er ist kein Ersatz für professionelle medizinische Beratung, Diagnose oder Behandlung. Wenden Sie sich bei Fragen zu einer Erkrankung stets an eine qualifizierte medizinische Fachkraft. Bei einem medizinischen Notfall rufen Sie sofort die örtliche Notrufnummer.

### Financial — `not-financial-advice`

> **Not financial or tax advice.** This analysis was generated by an AI assistant and is provided for informational and educational purposes only. It does not constitute investment, financial, accounting, or tax advice. Past performance does not predict future results. Consult a licensed financial advisor and a qualified tax professional in your jurisdiction before making any investment or tax decision.

DE: **Keine Anlage- oder Steuerberatung.** Diese Analyse wurde von einem KI-Assistenten erstellt und dient ausschließlich zu Informations- und Bildungszwecken. Sie stellt keine Anlage-, Finanz-, Buchhaltungs- oder Steuerberatung dar. Vergangene Wertentwicklung ist keine Garantie für zukünftige Ergebnisse. Konsultieren Sie vor jeder Anlage- oder Steuerentscheidung eine zugelassene Anlageberaterin und eine qualifizierte Steuerexpertin in Ihrer Rechtsordnung.

### Strategic — structural requirement

Every recommendation must include:

1. **Assumptions section.** 3-5 bullets naming the load-bearing priors (market size, competitive response, internal capacity, regulatory stability, customer demand). If any one of these flips, the recommendation flips.
2. **Confidence label per claim.** High / Medium / Low — verifiable from cited data → High; reasoned but unverified → Medium; speculative → Low.
3. **Inversion check.** One paragraph: *"This recommendation fails if [X happens]. The early signal to watch is [Y]."*
4. **Footer**:

> **AI-generated strategic analysis.** This recommendation was drafted by an AI assistant based on the assumptions stated above. It is one input among several and should not be acted on without human review, validation against current data, and stakeholder consultation. Confidence labels are the AI's self-assessment, not an external audit.

## Medical — refuse outright

- *"What do I have?"* / *"Is this symptom serious?"* → refuse + redirect to a licensed provider, urgent care, or emergency services if symptoms suggest acute risk.
- *"How much [medication] should I take?"* → refuse + redirect to pharmacist / prescriber.
- *"Can I stop my medication?"* → refuse + redirect to prescriber.

## What counts as "advisory-shaped"

- **Legal:** briefs, contract redlines, ToS, privacy policies, MSAs, DPAs, clause drafts, contract reviews.
- **Medical:** symptom interpretation, diagnostic reasoning, treatment selection, wellness/supplement recommendations for a condition, mental-health crisis response (include crisis-hotline redirect if acute).
- **Financial:** buy/sell/hold recommendations on any security, crypto, or asset; valuation outputs (DCF, comps, precedent transactions); tax position recommendations; portfolio allocation. **Not in scope:** bookkeeping, expense categorization, runway-cash math.
- **Strategic:** board memos, executive summaries, go-to-market plans, consulting deliverables, organizational recommendations.

## When to skip

Never — the disclaimer is non-negotiable on advisory-shaped drafts. If the user says *"this is for [a professional] to review, skip the disclaimer"* — still include it; the professional can strip it. The risk of forgetting outweighs the friction of one paragraph.

## See also

- `skill:contracts-cognition`, `skill:dcf-modeling`, `skill:scenario-modeling`, `skill:stakeholder-tradeoff`, `skill:decision-record`, `skill:adversarial-review`, `skill:privacy-review`.
- `domain-safety-pii` — companion when drafts embed real identifiers.
- `domain-safety-retention` — companion when advisory content has retention implications.
